If your child is injured in a day-care centre, you can take them to a public or private clinic for treatment. As a rule, the owner of the damaged property is liable for damage to the property, but the situation is assessed on a case-by-case basis.

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Accidents

If your child is injured in a day-care centre, you can take them to a public or private clinic for treatment.  

  • The day care unit immediately reports the accident to the insurance company.
  • You get a LähiTapiola insurance certificate from the day-care centre which entitles the place of treatment to invoice the insurance company directly.  
  • You can also first pay the costs yourself and later claim compensation from LähiTapiola.  
  • For more information on insurance claims, call LähiTapiola at 09 453 2316 
In an emergency, always call 112

In an emergency, call the public emergency number 112 and follow the operator’s instructions. 

What to do in an accident

  1. 1
    Minor accident

    Assess the situation. Most minor accidents, such as small wounds, can be treated at the day-care centre while keeping an eye on the child to see how the situation develops.  

  2. 2
    Need for medical care on weekdays from 8 a.m. to 4 p.m.

    The primary place of care is your local health centre. 

  3. 3
    Need for medical care after 16:00 or during the weekend

    The primary place of care is TYKS joint emergency clinic, Savitehtaankatu 1. First, contact the emergency services tel. 02 313 8800. 

  4. 4
    Dental injury

    In dental injuries, the primary place of treatment is the dental clinic of your local health centre.

Damage to property

In the day-care centres of the City of Turku, the guardian of the child is mainly responsible for their own property. Receiving compensation for damages requires a clear basis for liability, and the Tort Liability Act applies to cases in which compensation is required.

If the property of a child is damaged (e.g. a ball breaks their glasses when playing), the city usually compensates for the damage. The claim for compensation is processed once the city has received the claim and a report from the day-care centre that details what happened (Education Committee, section 10 of 5113/601-93).

If necessary, the day-care centres of the City of Turku provide instructions for how to write a claim for compensation. 

Application for compensation for property damage

Fill in the form carefully. Delivery instructions are on the form. The form is in finnish.

Voluntary group accident insurance of the City of Turku

The City of Turku has taken out voluntary group accident insurance which covers children at day-care centres, pupils, and students. Property damage may be compensated if the conditions of the insurance are met.

This insurance covers property damage in the following cases:

  • Clothing broken due to first aid treatment.
  • Repair costs of glasses, hearing aids, dentures or helmets or, if necessary, the purchase of a new item to replace a broken one if the item has broken in connection with an accident at the day-care centre that led to medical treatment.
LähiTapiola More information on compensation 09 4533222